Why we say “Our Community.  Your Credit Union.TM”

Built on a legacy of History, Trust, Integrity, Strength and Commitment to the Community, Ladysmith & District Credit Union has been serving the community of Ladysmith and its wonderful residents for over 74 years.

“In 1944, a few community minded people had a vision for a Credit Union that practiced democratic principles and would protect the values and assets of its membership and return excess profit back to each member.”

From inception, our commitment has always been “Our Community. Your Credit Union.”

LDCU exists for the benefit of our membership, and for the enhancement of the community around us.   We have grown from a small group of people, uniquely bound together through their common workplace to an organization that is focused on the growth and strength of its membership and town.  Through many scholarships, bursaries, sponsorships and donations, LDCU remains committed to the welfare of our youth, our members and the larger community in which we live.

As a full service Credit Union that offers competitive, flexible and creative solutions for your investment and borrowing needs, LDCU, deposits are 100% Guaranteed by the Credit Union Deposit Insurance Corporation of British Columbia (CUDIC, see Financial Institutions Act for details). This makes us one of the safest and most secure financial institutions to invest your money in.

Our Vision

Upholding our legacy of financial stability and community support, we inspire trust, loyalty and commitment with our members.  We are the financial institution of choice in our community.

Our Values

Our values represent the ideals of the organization, and the foundation from which our conversations, actions and decisions are based.

  • Integrity
  • Prosperity
  • Innovation
  • Social Responsibility

LDCU has almost 5,000 members, 37 employees, and over $160 million in assets.